In recent years, as more and more foreigners work and settle in China, many foreigners are surprised that Chinese people "use mobile phones as wallets" in the process of integrating into Chinese life. After one day of experiencing credit cards without wallets in China, almost all foreigners said, "It's so convenient!". However, it is convenient to bind a bank card to open an account in China. How do foreigners apply for bank cards in China?
近年来，随着越来越多的外国人在中国工作定居，在融入中国生活的过程中，不少外国人对中国人“把手机当钱包”大感惊讶。当他们纷纷在中国体验不带钱包信用卡的一天之后，几乎所有外国人都表示：“真是太方便了！”。但方便的前提是：需要绑定一张在中国开户的银行卡。那么外国人在中国如何办理银行卡呢？
Necessary information for opening an account:
开户必备资料：
1、 Valid passport
1、有效护照护照在有效期之内
2、 Work certificate The work certificate shall include the name, position and other information of foreigners
2、工作证明工作证明需包含外国人姓名、职位等信息
3、 The copy of the alien's residence permit/the copy of the alien's permanent residence permit shall be valid for more than one year and be more than one month from the expiry date
3、外国人居留许可复印件/外国人永久居留证复印件有效期应在1年以上，且距到期日应在1个月以上
Bank of China
中国银行
The materials required for foreigners to apply for opening an account include:
外国人申请开户需要的材料有：
1、 Application conditions
1、申请条件
All Chinese citizens aged between 18 and 65, with full civil capacity, legal and stable income, foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence in China can apply for Bank of China credit cards locally.
凡年龄在18周岁-65周岁之间，具有完全民事行为能力、有合法稳定收入的中国公民和在中国境内有居留权等条件的外国人及港澳台同胞均可在本地申请中国银行信用卡。
2、 Materials required
3、所需材料
The applicant shall still fill in an application form for individual account opening and comprehensive services, and a declaration of individual tax resident identity, provided that he/she has all the necessary information for account opening.
申请人在带齐开户必备资料的情况下，仍需填写一份个人开户及综合服务申请表、一份个人税收居民身份声明文件。
ICBC
中国工商银行
1、 Application conditions
1、申请条件
Foreigners can open personal accounts in domestic banks with valid passports. There is no limit on the amount.
外籍人士可以持有效护照在国内银行开立个人账户，没有金额限制。
2、 Materials required
2、所需材料
After bringing all the necessary information for opening an account, you only need to fill in a personal customer information registration form.
在带齐开户必备资料之后，只需要进一步填写一张个人客户资料登记表即可。
3、 Card handling fee
3、办卡费用
Warm prompt: The applicant should provide his/her telephone number for receiving bank SMS and verification.
温馨提示：申请人要提供本人名下的电话号码，以备接收银行短信及验证使用。
After foreigners fill out these forms and the bank passes the examination, they can wait for the account to be opened successfully!
外国人在填完这些表格之后，银行通过审核，就可以坐等开户成功啦！
In general, the conditions for opening accounts for foreigners have slowed down a lot compared with the previous ones. With the development of China getting better and better, the procedures are simplified and easier to handle with the policy support. Although the regulations between banks are largely the same, there are still differences in some details. Therefore, I suggest that if foreigners want to apply for bank cards, they'd better consult the customer service staff of the local bank by phone before going to make full preparations so that they won't waste energy and time.
总的来说，现在针对外国人的开户条件也相对之前放缓了不少。随着中国的发展越来越好，政策支持的情况下，手续简化，办理起来也更加方便了。虽然银行之间的规定大同小异，但在一些细节上还是有差异。因此，小编建议如果外国人想办理银行卡，去之前最好电话咨询一下当地银行的客服人员，做好充分的准备，这样才不会浪费精力和时间。
