企业简介 Company Profile
华科融资租赁有限公司是由重庆市科学技术研究院、怡福国际、重庆高新开发建设投资集团、重庆市政府产业引导基金旗下“振渝九鼎”基金等机构共同设立的外商投资、国有参股、员工持股的混合所有制企业，系国家科技部认可的国内首家以“科技融资租赁”为主要服务手段的全国性综合金融服务公司。现任中国外资租赁业委员会副会长单位、重庆外资租赁业委员会会长单位。
China Technology Financial Leasing Co., Ltd. is a foreign-funded, state and employee-owned enterprise jointly established by Chongqing Academy of Science & Technology, Luck Grace International Limited, Chongqing Hi-Tech Development and Construction Investment Group Co., Ltd., and Chongqing Zhenyu JD Equity nInvestment Partnership (L.P.) affiliated to Chongqing Municipal Government Industrial Guidance Fund, It is the first national comprehensive financial service company recognized by the Ministry of Science and Technology with "technology financial leasing" as the main services. It is currently rated as the Vice Chairman Unit of the China Foreign Capital Leasing Industry Commission and the Chairman Unit of the Chongqing Foreign Leasing Industry Committee.
2013年公司成立以来，十年磨一剑，一直坚持“服务科技创新、改变传统金融”，强化服务科技和新经济的战略定位，集中布局具有核心地位和科技创新意义的业务。目前基本形成以产业金融为核心，租投联动、汽车金融、贸易融资和供应链融资为辅助的业务体系。
Founded in 2013, the Company has made strenuous efforts over the decade. It has always adhered to "achieving transformation of the traditional finance with service technology innovation", strengthened the strategic roles of service technology and the new economy, and concentrated on businesses with core status and scientific and technological innovation significance. Nowadays, a business system has been basically formed, with industrial finance as the mainstay and cooperation between the financial leasing company and lease-investment linkage fund, auto finance, trade finance and supply chain financing as the auxiliary.
作为一家创新型的新型金融机构，未来华科将按照“4321”的发展思路：按照 “科技金融、产业金融、资产金融、创新金融”四位一体的发展格局；启动实施引战增资上市、产业金融“一体两翼”、数字金融三大战略；打造供应链综合服务和科技金融生态两大战略性平台；逐步建成以融资租赁为基础，覆盖汽车金融、股权投资、金融科技、贸易、投融资咨询服务多元金融业态的国内一流科技金融和产业金融服务集团。
As an innovative financial institution, the Company follows the "4321" growth philosophy in the future, a landscape of "science and technology finance, industrial finance, asset finance and innovative finance"; The Company launches three strategies, namely, investment introduction for IPO, one body and two wings" of industrial finance, and digital finance; It builds two strategic platforms: comprehensive supply chain services and science and technology financial ecology; The Company also endeavors to build a domestic first-class fintech and industrial financial service group step by step, on the foundation of financial leasing, covering multiple financial formats of auto finance, equity investment, financial technology, trade, investment and financing consulting services.
企业文化 Corporation Culture
[微风]企业使命
Enterprise mission
服务科技创新 改变传统金融
Transformation of Traditional Finance with Service Technology Innovation.
[微风]企业愿景
Enterprise vision
成为中国中西部领先的专注于科技与新经济领域的新型金融服务提供商。
Building a leading new financial service provider focusing on technology and new economy in central and western China.
[微风]企业核心价值观
Enterprise core values
1.发展理念：专业、创新、价值
Development philosophy: professionalism, innovation, value
2.组织精神：奋勇担当、价值创造、持续创新
Organizational spirit: resolute devotion, value creation and sustainable innovation.
3.行为准则：奋斗为先、同创共享、社会责任
Code of conduct: striving spirit, mutualz benefit and sharing, social responsibility.
主要业务 Main Business
1.产业金融业务 Industrial finance business
⏺厂商租赁 Manufacturer lease
帮助厂商提升销售能力，实现厂商和客户的双赢。
Improving manufacturers' sales abilities and achieving win-win results between manufacturers and customers.
大型设备制造企业、经销商与华科结成战略合作伙伴，华科利用融资租赁形式为购买其产品的客户融资，并进行后续设备资产管理。一方面华科可以帮助设备生产商、经销商拓宽产品销售渠道，提升产品销量，另一方面也帮助企业以融资租赁形式购买设备，缓解企业资金压力，改善财务指标。
Forging strategic partnerships with large-scale equipment manufacturers, distributors and dealers, China Technology Financial Leasing Co., Ltd. purchases customer financing of products by means of financing leases, and conducts follow-up equipment asset management. For one thing, the Company helps equipment manufacturers and distributors to expand sales channels and improve product sales; for another, it helps enterprises purchase equipment by means of financial leasing, ease the burden on enterprises' capital and improve financial indicators.
⏺直接融资租赁 Direct finance lease
一步到位融资方案高效实现企业梦想。
A one-stop financing scheme could effectively realize the enterprise's mission.
华科根据有设备需求企业的申请，向需求企业在指定的供应商购买设备，再出租给需求企业使用。租赁期满，设备依旧归需求企业所有。
China Technology Financial Leasing Co., Ltd., according to the application of the enterprise with equipment demand, purchases equipment from designated providers, and then leases them to the enterprise with demands. Upon the expiration of the lease, the demanding enterprise still holds the ownership of the equipment.
⏺售后回租 Leaseback
将企业沉淀资产变为流动资金的最佳方案。
It's the best scheme to turn the subside assets of enterprises into fluid capital.
企业将现有核心生产设备出售给华科，再租回使用。华科在法律上享有设备所有权，企业继续享有使用权，主要是为企业改善财务状况、增强企业资金流动性、盘活企业存量资产，能缓解企业在技术改造中所面对的资金紧张问题。
The enterprise sells the existing core production equipment to China Technology Financial Leasing Co., Ltd. and leases them back. Legally, the Company holds the ownership of equipment, and the enterprise continues to hold the right of use, which is mainly to improve the financial situation of enterprises, enhance the liquidity of enterprise funds, activate the stock assets of enterprises, and alleviate the capital tension confronted by enterprises in technological transformation.
2.汽车金融业务 Auto finance business
以二手车供应链服务平台为抓手，持续推动零售代理业务转型。
The enterprise seeks the transformation of retail agency business through used car supply chain service platforms.
3.股权投资业务 Equity investment business
立足融资租赁主业，实施“股债联动、租投结合”战略，为客户提供更多增值服务。
Based on the main business of financial leasing, we will implement the strategy of "linkage of equity & debt, and release & investment" to provide customers with more value-added services.
